Usually cheques should be drawn '_to order_.' The words '_Pay to the
order of John Brown_' mean that the money is to be paid to John Brown,
or to any person that he _orders_ it paid to. If a cheque is drawn
'_Pay to John Brown or Bearer_' or simply '_Pay to Bearer_,' any
person that is the bearer can collect it. The paying teller may ask
the person presenting the cheque to write his name on the back, simply
to have it for reference.
