The hap-hazard, unskilled methods of the past are disappearing

The hap-hazard, unskilled methods of the past are disappearing.
Science is lending her aid to the tiller of the soil, and the wise
ones are reaching out their hands in welcome.

Certificates of either character will be redeemed to any amount,

in the metals for which they call, if presented at the United
States Treasury at Washington, or at any of the sub-treasuries to
be found in our larger cities
Certificates of either character will be redeemed to any amount,
in the metals for which they call, if presented at the United
States Treasury at Washington, or at any of the sub-treasuries to
be found in our larger cities.

7

7. If you receive a cheque which has been transferred to you by a
BLANK indorsement (name of indorser only), and you wish to hold it a
day or two, write over the indorsement the words 'PAY TO THE ORDER OF
(yourself--writing your own name).' This is allowable legally. The
cheque cannot then be collected until you indorse it.

Although the law does not require even contract to be in writing,

yet, as it never declares that a contract must be verbal, it is
the part of prudence, wherever possible, to put every contract in
writing
Although the law does not require even contract to be in writing,
yet, as it never declares that a contract must be verbal, it is
the part of prudence, wherever possible, to put every contract in
writing.

The _par_ of the currency of any two countries means, among merchants,

the equivalency of a certain amount of the (coin) currency of the one
in the (coin) currency of the other, supposing the currencies of both
to be of the precise weight and purity fixed by the respective mints
The _par_ of the currency of any two countries means, among merchants,
the equivalency of a certain amount of the (coin) currency of the one
in the (coin) currency of the other, supposing the currencies of both
to be of the precise weight and purity fixed by the respective mints.
The par of exchange between Great Britain and the United States is
4.86-2/3; that is, L1 sterling is worth $4.86-2/3. Exchange is quoted
daily in New York and other city papers at 4.87, 4.88, 4.88-1/2, etc.,
for sight bills and at a higher rate for sixty-day bills. Business men
who are accustomed to watching fluctuations in exchange rates use the
quotations as a sort of barometer to foretell trade conditions. The
imports and exports of bullion (uncoined gold) are the real test of
exchange. If bullion is stationary, flowing neither into nor out of a
country, its exchanges may be truly said to be at par; and on the
other hand, if bullion is being exported from a country, it is a proof
that the exchange is against it; and conversely if there be large
importations.

In finding the date of maturity it is important to remember that when

a note is drawn _days after date_ the actual days must be counted, and
when drawn _months after date_ the time is reckoned by months
In finding the date of maturity it is important to remember that when
a note is drawn _days after date_ the actual days must be counted, and
when drawn _months after date_ the time is reckoned by months.

The best way in which savings can be invested is to use them in

the extension of the business in which they were made
The best way in which savings can be invested is to use them in
the extension of the business in which they were made.

Jules Sandeau, a student of law, spent one of his vacations at the

chateau Nahant, and was the first person who turned Madame Dudevant"s
attention to literary pursuits
Jules Sandeau, a student of law, spent one of his vacations at the
chateau Nahant, and was the first person who turned Madame Dudevant"s
attention to literary pursuits. He returned to Paris profoundly in love
with the lady, though he had not dared to mention it. M. Nerard, a
botanist, came also to the chateau, to give lessons to M. Dudevant, and
his wife was charmed with him, and they spent happy hours together. But
in time love grew out of the intimacy--a love which of course was
wicked, but which according to French ideas, was innocent. The husband
was justly suspicious, and a voluntary separation took place, he
retaining all her property in exchange for her liberty, which he gave
her, and she set out for Bordeaux. She recounts a part of her subsequent
history in '_Indiana_.' She found her lover in Bordeaux, but he had
changed, and was on the eve of marriage, and she went to Paris. She
returned to the same convent where she had spent a part of her youth, to
weep over her lot. She soon left the convent for an attic in the Quai
St. Michel, where Jules Sandeau, the law-student, soon discovered her.
She was in very destitute circumstances, and Sandeau was also very poor.
She knew a little of painting, and obtained orders of a toyman to paint
the upper part of stands for candlesticks, and the covers of
snuff-boxes. This was fatiguing but not remunerative, and they wrote to
the editor of the _Figaro_ newspaper. He replied, and invited them to
visit him at his home, where he received them with kindness. When Aurore
spoke of her snuff-boxes, he laughed heartily; 'but,' said he to
Sandeau, 'why do not you become a journalist? It is less difficult than
You think.'

'In order that your measurements may be taken exactly right, we send

you with this letter a "Republic" Tape Measure
'In order that your measurements may be taken exactly right, we send
you with this letter a "Republic" Tape Measure. This is the same
kind that our cutters use and it is entirely accurate.

DIRECTORS

DIRECTORS. All the shareholders meet together and out of their number
choose a certain number of directors. The directors choose a president
and other necessary officers and fix the amount of salary which shall
be paid such officers for their work.

One of the most successful campaigns ever conducted to introduce a

new cigarette depended entirely upon postal letters
One of the most successful campaigns ever conducted to introduce a
new cigarette depended entirely upon postal letters. A series of
five or six of these--well nigh masterpieces of sales talk--created
the desire to try the product. Enclosed with each folder was a card
bearing a picture of the distinctive box in which the cigarettes
were sold, so that the prospect could recognize it in the dealer"s
store.

A tenant of a farm must manage and cultivate it by the same rules of

husbandry as are practised in his vicinity, and if his lease ends by
any event that is uncertain and could neither have been foreseen nor
foretold, he is entitled to the annual crop sowed or planted by him
while he was in possession
A tenant of a farm must manage and cultivate it by the same rules of
husbandry as are practised in his vicinity, and if his lease ends by
any event that is uncertain and could neither have been foreseen nor
foretold, he is entitled to the annual crop sowed or planted by him
while he was in possession.

Why should housework in private homes be an exception to all other work?

Is it because some housewives say, in self justification and frequently
without an accurate knowledge of what it is to do housework week after
week without one day"s release, that housework is easier than other
work? Is it easier? Is it not sometimes harder? However, it is not a
question of housework being harder or easier than other work, but of the
desirability of having it limited to eight hours a day and six days a
week
Why should housework in private homes be an exception to all other work?
Is it because some housewives say, in self justification and frequently
without an accurate knowledge of what it is to do housework week after
week without one day"s release, that housework is easier than other
work? Is it easier? Is it not sometimes harder? However, it is not a
question of housework being harder or easier than other work, but of the
desirability of having it limited to eight hours a day and six days a
week. Why should the housewife be allowed to remain in such a state of
apathy in regard to the physical welfare of her household employees?

In a similar way a sales manager, in writing the advertising matter

for a motor cycle, leads up to his description of the motor and its
capacity by the brief statement: 'No limit to speed but the law
In a similar way a sales manager, in writing the advertising matter
for a motor cycle, leads up to his description of the motor and its
capacity by the brief statement: 'No limit to speed but the law.'
This is a friction clutch on the imagination that carries the
reader"s interest to the end.

If the bank has sent you a written notice about the note, take the

notice with you
If the bank has sent you a written notice about the note, take the
notice with you. It will be found to contain all the desired
facts.

With the Bank of England thus acting as a centre to the system, there

has grown up around it a circle of the great joint stock banks, which
provide credit and currency for commerce and finance by lending money
and taking it on deposit, or on current account
With the Bank of England thus acting as a centre to the system, there
has grown up around it a circle of the great joint stock banks, which
provide credit and currency for commerce and finance by lending money
and taking it on deposit, or on current account. These banks work under
practically no legal restrictions of any kind with regard to the amount
of cash that they hold, or the use that they make of the money that is
entrusted to their keeping. They are not allowed, if they have an office
in London, to issue notes at all, but in all other respects they are
left free to conduct their business along the lines that experience has
shown them to be most profitable to themselves, and most convenient for
their customers. Being joint stock companies they have to publish
periodically, for the information of their shareholders, a balance sheet
showing their position. Before the war most of them published a monthly
statement of their position, but this habit has lately been given up. No
legal regulations guide them in the form or extent of the information
that they give in their balance sheets, and their great success and
solidity is a triumph of unfettered business freedom. This absence of
restriction gives great elasticity and adaptability to the credit
machinery of London. Here is a specimen of one of their balance sheets,
slightly simplified, and dating from the days before the war:--

'We want you to read our booklet carefully for it explains our

methods of doing business fully
'We want you to read our booklet carefully for it explains our
methods of doing business fully. We are very particular about
filling orders and know you will be pleased with any suit you may
buy from us.

An essential part of all sales letters is a clear description of the

article or goods--give the prospect a graphic idea of how the thing
you are trying to sell him looks, and this description should follow
closely after the interest-getting introduction
An essential part of all sales letters is a clear description of the
article or goods--give the prospect a graphic idea of how the thing
you are trying to sell him looks, and this description should follow
closely after the interest-getting introduction. To describe an
article graphically one has got to know it thoroughly: the material
of which it is made; the processes of manufacture; how it is sold
and shipped--every detail about it.

Why should housework in private homes be an exception to all other work?

Is it because some housewives say, in self justification and frequently
without an accurate knowledge of what it is to do housework week after
week without one day"s release, that housework is easier than other
work? Is it easier? Is it not sometimes harder? However, it is not a
question of housework being harder or easier than other work, but of the
desirability of having it limited to eight hours a day and six days a
week
Why should housework in private homes be an exception to all other work?
Is it because some housewives say, in self justification and frequently
without an accurate knowledge of what it is to do housework week after
week without one day"s release, that housework is easier than other
work? Is it easier? Is it not sometimes harder? However, it is not a
question of housework being harder or easier than other work, but of the
desirability of having it limited to eight hours a day and six days a
week. Why should the housewife be allowed to remain in such a state of
apathy in regard to the physical welfare of her household employees?

He now wrought a revolution in the art of painting in Paris, and

established a new school
He now wrought a revolution in the art of painting in Paris, and
established a new school. It was his desire to triumph over David, and
he boasted that he would do so. The public pronounced him the first
painter of the age. Some of his best pictures at this time were painted
at Rome. Upon his return he found his old friend king, under the title
of Louis Philippe. He was, of course, a favorite at court. The king gave
him the use of a studio at Versailles, of a magnificent description, in
which he wrought at great national pictures. He was an indefatigable
worker. He never hesitated to make the longest journey to study the
scene of his pictures. He traveled up and down the Mediterranean,
visited Arabia, Africa, and other distant spots, lived in tents, put up
with privation and suffering, that he might paint from nature. His
memory was so excellent that having once looked upon a spot, nothing was
afterward forgotten; every characteristic of the place was sure to
reappear upon the canvas. The least detail of position or gesture, he
remembered for years with ease. Indeed, his faculty for daguerreotyping
such things upon his mind, was wonderful. He met his friend, the marquis
de Pastorel, one day, who said: